Lease-to-own cost · live fleet data · October 2026

How much does it cost to lease a car in Dubai?

Across the 46 cars we lease in Dubai today, the median payment is AED 7,175 a month at 20% down over 36 months. The cheapest is AED 2,306 (Chevrolet Traverse 2023), the most expensive AED 47,177 (Rolls-Royce Cullinan 2023). Insurance, registration and admin are not in that number: they are one annual fee, 5% of the car's value, minimum AED 8,000.

46 vehicles from 10 brands. Median lease-to-own payment AED 7,175 a month at 20% down over 36 months, car only. Range AED 2,306 to AED 47,177. Insurance, registration and admin are a separate annual fee of 5% of vehicle value, minimum AED 8,000. Computed on 2026-10-18 from the live fleet.
7,175
Median monthly
2,306
CheapestChevrolet Traverse 2023
75,000–1,200,000
Vehicle prices
9,750
Annual fee at the median priceinsurance + registration + admin, once a year

Computed on 2026-10-18 from 46 cars listed for lease-to-own. Sold and unpriced cars excluded. All amounts in AED.

Two payments, not one

The monthly payment covers the car only. Insurance, registration and admin are one separate annual fee.

Median-priced car, balloon plan

Vehicle price195,000
Down payment 20%39,000
Monthly payment × 355,995
car only
Annual fee × 39,750
insurance + registration + admin, billed once a year: max(5% of price, AED 8,000)
Balloon at month 3658,500
30% of the vehicle price, due only if you keep the car. The balloon plan is available on selected cars in our fleet, on request
To drive away48,750
down payment + year-1 fee
3-year total if you keep the car336,575
if you return the car instead278,075

Every line is fixed in AED on the day you sign, and nothing compounds.

3-year cost of the median-priced car (balloon plan)

Down payment (payment #1)AED 39,000
35 monthly paymentsAED 209,825
3 annual feesAED 29,250
BalloonAED 58,500

More: how the contract works · the balloon in detail

Monthly lease cost by budget

Every car in the fleet by its monthly payment at 20% down over 36 months. Each tick is a car.

3k
6k
12k
0AED 47,177

Under AED 3,000 · 1 of 46 cars

2,306 median small sample

CarYearVehicle priceMonthlyAnnual feeDrive-away
Chevrolet Traverse 2023202375,0002,3068,00023,000

AED 3,000–5,999 · 15 of 46 cars

4,718 median

CarYearVehicle priceMonthlyAnnual feeDrive-away
Mercedes-Benz CLA 20232023105,0003,2288,00029,000
Mercedes-Benz C-Class 20232023110,0003,3828,00030,000
Mercedes-Benz E-Class 20222022110,0003,3828,00030,000
Mercedes-Benz A-Class 20232023105,0004,1288,00029,000
Mercedes-Benz A-Class 20232023105,0004,1288,00029,000
Mercedes-Benz A-Class 20232023105,0004,1288,00029,000
Mercedes-Benz CLA 20252025135,0004,1508,00035,000
Mercedes-Benz CLA 20242024120,0004,7188,00032,000
Mercedes-Benz A-Class 20242024125,0004,9148,00033,000
Audi TT 20232023130,0005,1118,00034,000
Mercedes-Benz C-Class 20232023130,0005,1118,00034,000
Mercedes-Benz C-Class 20232023130,0005,1118,00034,000
Mercedes-Benz C-Class 20232023130,0005,1118,00034,000
Mercedes-Benz GLA 20262026195,0005,9959,75048,750
Mercedes-Benz GLA 20262026195,0005,9959,75048,750

AED 6,000–11,999 · 19 of 46 cars

7,273 median

CarYearVehicle priceMonthlyAnnual feeDrive-away
Mercedes-Benz GLC 20232023200,0006,14910,00050,000
Mercedes-Benz GLC 20232023200,0006,14910,00050,000
Mercedes-Benz V-Class 20232023160,0006,2908,00040,000
Nissan Patrol 20232023170,0006,6838,50042,500
Nissan Patrol 20232023170,0006,6838,50042,500
Chevrolet Tahoe 20232023180,0007,0779,00045,000
Chevrolet Tahoe 20232023180,0007,0779,00045,000
Nissan Patrol 20242024185,0007,2739,25046,250
Nissan Patrol 20242024185,0007,2739,25046,250
Nissan Patrol 20242024185,0007,2739,25046,250
Mercedes-Benz GLC 20242024210,0008,25610,50052,500
Mercedes-Benz GLC 20242024210,0008,25610,50052,500
Land Rover Range Rover Sport 20232023315,0009,68415,75078,750
BMW X5 20242024250,0009,82912,50062,500
Mercedes-Benz V-Class 20252025250,0009,82912,50062,500
Tesla Model X 20232023250,0009,82912,50062,500
Mercedes-Benz V-Class 20252025259,99910,22213,00065,000
Cadillac Escalade 20232023275,00010,81113,75068,750
BMW X7 20232023300,00011,79415,00075,000

AED 12,000 and up · 11 of 46 cars

23,195 median

CarYearVehicle priceMonthlyAnnual feeDrive-away
Land Rover Range Rover 20232023400,00015,72620,000100,000
Mercedes-Benz G-Class 20232023650,00019,98332,500162,500
Lamborghini Urus 20212021690,00021,21334,500172,500
Mercedes-Benz G-Class 20242024700,00021,52035,000175,000
Mercedes-Benz G-Class 20222022580,00022,80229,000145,000
Mercedes-Benz G-Class 20222022590,00023,19529,500147,500
Mercedes-Benz G-Class 20222022590,00023,19529,500147,500
Mercedes-Benz G-Class 20232023590,00023,19529,500147,500
Mercedes-Benz G-Class 20232023590,00023,19529,500147,500
Mercedes-Benz G-Class 20252025850,00033,41742,500212,500
Rolls-Royce Cullinan 202320231,200,00047,17760,000300,000

What moves the monthly lease cost

Down payment and term are the two levers. The range below is the calculator's own: 0–50% down, 12, 24 or 36 months.

Vehicle price AED 195,000 (median), balloon plan

Down payment12 months24 months36 months
Down 0%15,2759,5887,692
Down 20%12,2677,4955,995
Down 50%5,6733,7303,120
PlanDown 0%Down 20%Down 50%
Standard plan (no balloon), 36 months9,3177,6664,791

Balloon at 36 months with 0% down: AED 58,500

Balloon at 36 months with 20% down: AED 58,500

Balloon at 36 months with 50% down: AED 58,500

At 36 months, going from 20% to 50% down cuts the monthly by AED 2,875; 12 months instead of 36 raises it by AED 6,272.

BrandCarsMonthly fromtomedian
Audi15,1115,1115,111
BMW29,82911,79410,812
Cadillac110,81110,81110,811
Chevrolet32,3067,0777,077
Lamborghini121,21321,21321,213
Land Rover29,68415,72612,705
Mercedes-Benz293,22833,4176,149
Nissan56,6837,2737,273
Rolls-Royce147,17747,17747,177
Tesla19,8299,8299,829

Monthly at 20% down over 36 months, car only.

Run your own numbers

Lease cost of every car in the fleet

All cars listed for lease-to-own, cheapest first. Monthly at 20% down over 36 months; superscripts point to the methodology below.

#CarYearVehicle priceMonthly4Annual fee6Drive-away7Balloon5Total over the term7
1Chevrolet Traverse 2023202375,0002,3068,00023,00022,500142,210
2Mercedes-Benz CLA 20232023105,0003,2288,00029,00031,500189,480
3Mercedes-Benz C-Class 20232023110,0003,3828,00030,00033,000197,370
4Mercedes-Benz E-Class 20222022110,0003,3828,00030,00033,000197,370
5Mercedes-Benz A-Class 20232023105,0004,1288,00029,000—189,480
6Mercedes-Benz A-Class 20232023105,0004,1288,00029,000—189,480
7Mercedes-Benz A-Class 20232023105,0004,1288,00029,000—189,480
8Mercedes-Benz CLA 20252025135,0004,1508,00035,00040,500236,750
9Mercedes-Benz CLA 20242024120,0004,7188,00032,000—213,130
10Mercedes-Benz A-Class 20242024125,0004,9148,00033,000—220,990
11Audi TT 20232023130,0005,1118,00034,000—228,885
12Mercedes-Benz C-Class 20232023130,0005,1118,00034,000—228,885
13Mercedes-Benz C-Class 20232023130,0005,1118,00034,000—228,885
14Mercedes-Benz C-Class 20232023130,0005,1118,00034,000—228,885
15Mercedes-Benz GLA 20262026195,0005,9959,75048,75058,500336,575
16Mercedes-Benz GLA 20262026195,0005,9959,75048,75058,500336,575
17Mercedes-Benz GLC 20232023200,0006,14910,00050,00060,000345,215
18Mercedes-Benz GLC 20232023200,0006,14910,00050,00060,000345,215
19Mercedes-Benz V-Class 20232023160,0006,2908,00040,000—276,150
20Nissan Patrol 20232023170,0006,6838,50042,500—293,405
21Nissan Patrol 20232023170,0006,6838,50042,500—293,405
22Chevrolet Tahoe 20232023180,0007,0779,00045,000—310,695
23Chevrolet Tahoe 20232023180,0007,0779,00045,000—310,695
24Nissan Patrol 20242024185,0007,2739,25046,250—319,305
25Nissan Patrol 20242024185,0007,2739,25046,250—319,305
26Nissan Patrol 20242024185,0007,2739,25046,250—319,305
27Mercedes-Benz GLC 20242024210,0008,25610,50052,500—362,460
28Mercedes-Benz GLC 20242024210,0008,25610,50052,500—362,460
29Land Rover Range Rover Sport 20232023315,0009,68415,75078,75094,500543,690
30BMW X5 20242024250,0009,82912,50062,500—431,515
31Mercedes-Benz V-Class 20252025250,0009,82912,50062,500—431,515
32Tesla Model X 20232023250,0009,82912,50062,500—431,515
33Mercedes-Benz V-Class 20252025259,99910,22213,00065,000—448,770
34Cadillac Escalade 20232023275,00010,81113,75068,750—474,635
35BMW X7 20232023300,00011,79415,00075,000—517,790
36Land Rover Range Rover 20232023400,00015,72620,000100,000—690,410
37Mercedes-Benz G-Class 20232023650,00019,98332,500162,500195,0001,121,905
38Lamborghini Urus 20212021690,00021,21334,500172,500207,0001,190,955
39Mercedes-Benz G-Class 20242024700,00021,52035,000175,000210,0001,208,200
40Mercedes-Benz G-Class 20222022580,00022,80229,000145,000—1,001,070
41Mercedes-Benz G-Class 20222022590,00023,19529,500147,500—1,018,325
42Mercedes-Benz G-Class 20222022590,00023,19529,500147,500—1,018,325
43Mercedes-Benz G-Class 20232023590,00023,19529,500147,500—1,018,325
44Mercedes-Benz G-Class 20232023590,00023,19529,500147,500—1,018,325
45Mercedes-Benz G-Class 20252025850,00033,41742,500212,500—1,467,095
46Rolls-Royce Cullinan 202320231,200,00047,17760,000300,000—2,071,195
Median195,0007,1759,75048,75058,500336,575
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How these numbers are computed

  1. 1

    Sample: 46 cars listed for lease-to-own on 2026-10-18; sold cars, cars without a price and cars the fleet system marks unavailable are excluded (the same rule the catalog uses).

  2. 2

    Price basis: current market value from our fleet system, not a transaction price.

  3. 3

    Reference payment: 36 months at 20% down (more down where a car needs a higher minimum), on the balloon plan where the car offers one and on the standard plan, with no balloon, where it does not — the same configuration each car card on this site shows, and the calculator's default for that car.

  4. 4

    Monthly: the amount the lease is calculated on (price − down) is priced once for the whole term; the balloon, where the plan has one, is then subtracted and the result divided by 35 payments. It is a lease on a car we own, and nothing compounds.

  5. 5

    Balloon: 30% of the vehicle price, due after the last monthly payment and only if you keep the car. The balloon plan is available only on selected cars in our fleet, on request.

  6. 6

    Annual fee: 5% of vehicle value, minimum AED 8,000, billed once a year, covers insurance, registration and admin. It is never inside the monthly.

  7. 7

    Down payment: it is payment #1 of the contract, so a 36-month lease with a down payment has 35 monthly payments after it, not 36. Drive-away: down payment + first annual fee, nothing on top. 3-year total: down + 35 monthlies + 3 annual fees + balloon, if any. In the table, "Total over the term" is that sum over each car's own term: 3 years on a 36-month plan.

  8. 8

    Every line is fixed in AED on the day you sign, so the total over the term is known before you commit: the table above gives it for each car on its own term. Below a vehicle price of AED 160,000 the AED 8,000 minimum annual fee applies instead of 5%.

  9. 9

    Not in these numbers: fuel, servicing, depreciation, resale value. Standard mileage cap 25,000 km per year; the car stays inside the UAE; no off-road use.

  10. 10

    Median: middle value; with an even count, the mean of the two middle values. Refreshed on every deploy from the fleet snapshot.

Cite this page

October 2026: the median lease-to-own payment across Drive Your Dream's 46-car Dubai fleet is AED 7,175 a month (20% down, 36 months, car only), plus an annual insurance and registration fee of 5% of vehicle value, minimum AED 8,000. Source: https://driveyourdream.club/car-lease-cost-dubai

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Permalink: #cite · Data as of 2026-10-18

Questions and answers

What is the cheapest car to lease-to-own in Dubai?

AED 2,306 a month for the Chevrolet Traverse 2023 at 20% down over 36 months. The annual fee on it is AED 8,000 (the minimum).

Is insurance included in the monthly payment?

No. Insurance, registration and admin are one annual fee, 5% of vehicle value, minimum AED 8,000, billed once a year.

How much do I need to drive away?

For a car at the median price (AED 195,000): AED 48,750 — the 20% down payment of AED 39,000 plus the year-1 fee of AED 9,750. The down payment counts as payment #1.

Is a shorter term cheaper?

Cheaper in total, dearer per month: on the balloon plan at 20% down, a car at the median price (AED 195,000) is AED 12,267 a month over 12 months and AED 5,995 over 36.

What is the balloon payment?

30% of the vehicle price at the end of the term. Pay it and keep the car, or return the car and pay nothing. The balloon plan is available only on selected cars in our fleet, on request; on the other cars the plan has no final payment. Balloon payment in detail

Do these prices change?

Yes. They are recomputed on every deploy from the fleet snapshot, last on 2026-10-18. Quote the date with the number.

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