Zero Down Payment
Get a Car With Zero Down Payment in Dubai
Don't have 20–50% to put down on a car? On selected cars in our fleet you can start with 0% down on a 12-, 24- or 36-month term, depending on the car; the monthly payment is then higher than with a down payment. No AECB check. No bank. 46+ vehicles from 10 brands.
How the Zero Down Payment Plan Works
Choose a Car
Browse 46+ vehicles and ask which of them qualify for 0% down. Market cars (Bring Your Own, from AED 150,000) start from 20% down.
Apply
On a qualifying car, choose 0% down on a 12-, 24- or 36-month term, depending on the car. Two documents: Emirates ID and UAE driving licence. No bank, no AECB check.
Decision in 24h
Same fast process as every DYD lease: we assess the application ourselves, with no bank and no credit committee.
Drive & Own
Your monthly payments are fixed for the whole term, and after the last one the car transfers to your name.
Who Is the Zero Down Payment Plan For?
Business Owners
Keep your capital working in your business instead of locked in a car deposit. Preserve cash flow, maintain liquidity, drive a premium vehicle.
New Arrivals
Just landed in the UAE? You need a car immediately but may not have savings for a large down payment. On selected fleet cars, 0% down over 12, 24 or 36 months gets you driving from day one.
Professionals Between Roles
Switching jobs, starting a freelance career, or in a transition period? Keep your cash reserves intact while still having reliable transport.
Investors & Capital-Minded
If your money earns more invested than locked in a car deposit, starting at 0% down keeps it working. Lower opportunity cost, same vehicle.
Why Zero Down Adds Up
A 200,000 AED car with a standard 20% down payment requires 40,000 AED upfront. That's capital that could be earning returns, funding your business, or covering relocation costs.
On a car that qualifies for 0% down, that 40,000 AED stays in your pocket. The monthly payment is higher than with a down payment, but it is fixed for the whole term, and after the last one the car is yours.
Same car. Same insurance. Same service. Zero locked capital.
Cars in Our Fleet
0% down is available on selected cars only — ask about the car you like.
- Chevrolet Traverse 2023from 2,949 AED per month0% down · 12–36 mo (on a 12-, 24- or 36-month plan)
- Mercedes-Benz E-Class 2022from 3,538 AED per month0% down · 12–36 mo (on a 12-, 24- or 36-month plan)
- Mercedes-Benz CLA 2023from 4,128 AED per month0% down · 12–36 mo (on a 12-, 24- or 36-month plan)
- Mercedes-Benz A-Class 2023from 4,128 AED per month0% down · 12–24 mo (on a 12- or 24-month plan)
- Mercedes-Benz A-Class 2023from 4,128 AED per month0% down · 12–24 mo (on a 12- or 24-month plan)
- Mercedes-Benz A-Class 2023from 4,128 AED per month0% down · 12–24 mo (on a 12- or 24-month plan)
- Mercedes-Benz C-Class 2023from 4,325 AED per month0% down · 12–36 mo (on a 12-, 24- or 36-month plan)
- Mercedes-Benz CLA 2024from 4,718 AED per month0% down · 12–24 mo (on a 12- or 24-month plan)
- Mercedes-Benz A-Class 2024from 4,914 AED per month0% down · 12–24 mo (on a 12- or 24-month plan)
- Audi TT 2023from 5,111 AED per month0% down · 12–24 mo (on a 12- or 24-month plan)
- Mercedes-Benz C-Class 2023from 5,111 AED per month0% down · 12–24 mo (on a 12- or 24-month plan)
- Mercedes-Benz C-Class 2023from 5,111 AED per month0% down · 12–24 mo (on a 12- or 24-month plan)
- Mercedes-Benz C-Class 2023from 5,111 AED per month0% down · 12–24 mo (on a 12- or 24-month plan)
- Mercedes-Benz CLA 2025from 5,307 AED per month0% down · 12–36 mo (on a 12-, 24- or 36-month plan)
- Mercedes-Benz V-Class 2023from 6,290 AED per month0% down · 12–24 mo (on a 12- or 24-month plan)
- Nissan Patrol 2023from 6,683 AED per month0% down · 12–24 mo (on a 12- or 24-month plan)
- Nissan Patrol 2023from 6,683 AED per month0% down · 12–24 mo (on a 12- or 24-month plan)
- Mercedes-Benz GLC 2023from 6,880 AED per month0% down · 12–36 mo (on a 12-, 24- or 36-month plan)
- Mercedes-Benz GLC 2023from 6,880 AED per month0% down · 12–36 mo (on a 12-, 24- or 36-month plan)
- Chevrolet Tahoe 2023from 7,077 AED per month0% down · 12–24 mo (on a 12- or 24-month plan)
- Chevrolet Tahoe 2023from 7,077 AED per month0% down · 12–24 mo (on a 12- or 24-month plan)
- Nissan Patrol 2024from 7,273 AED per month0% down · 12–24 mo (on a 12- or 24-month plan)
- Nissan Patrol 2024from 7,273 AED per month0% down · 12–24 mo (on a 12- or 24-month plan)
- Nissan Patrol 2024from 7,273 AED per month0% down · 12–24 mo (on a 12- or 24-month plan)
Zero Down Payment — FAQ
How can I get a car with zero down payment in Dubai?
On selected cars in our own fleet, Drive Your Dream offers 0% down on a 12-, 24- or 36-month term, depending on the car. Market cars (Bring Your Own) start from 20% down, and so does a 36-month term on some fleet cars. Ask us which cars qualify.
What are the monthly payments with zero down?
Without a down payment the monthly payment is higher than with one, because the whole price is spread across the term instead of part of it being paid up front. Exact amounts depend on the car and term.
Is insurance included in the zero down payment plan?
Yes. Comprehensive insurance, registration and admin & paperwork are covered by one annual renewal fee of 5% of vehicle value (minimum AED 8,000) — same as our standard plans. No additional costs or hidden fees.
Do I need an AECB check for the zero down payment plan?
No. It follows the same process as all DYD plans — we assess the application ourselves. No AECB check, no bank, no salary transfer mandate. All we need is your Emirates ID and UAE driving licence; the car stays registered to the company for the whole term, and that is what secures the deal.
What happens at the end of the term?
After the last monthly payment, the car transfers to your name; we handle the RTA transfer and the paperwork.
Who is the zero down payment plan best for?
Business owners preserving capital, new arrivals who need a car immediately without a large upfront cost, and anyone who prefers to keep cash liquid rather than locked in a car deposit.