Калькулятор лизинга авто Дубай

Q: How much does it cost to lease a car in Dubai?

Monthly lease payments in Dubai range from approximately AED 2,500 for economy sedans to AED 58,000 for exotic supercars. The most popular range is AED 5,000–12,000/month, which covers premium SUVs and luxury sedans from Mercedes-Benz, BMW, Audi, and Porsche.

Q: What is included in a lease-to-own payment?

Your monthly payment covers the vehicle cost only. Insurance, registration, and admin & paperwork are billed separately as an annual renewal fee (5% of vehicle value, minimum AED 8,000). This transparent structure means no surprises hidden in your monthly payment.

Q: Is leasing cheaper than a bank loan in Dubai?

When you factor in hidden costs — insurance (AED 5,000–15,000/yr), maintenance (AED 8,000–29,000/yr), registration (AED 1,200/yr), and depreciation loss (18–25% in year one) — leasing typically saves AED 2,000–5,000/month compared to a bank loan for the same car.

Q: Does car leasing affect my credit score in the UAE?

No. A lease-to-own contract does not appear on your AECB (Al Etihad Credit Bureau) record. This means your mortgage eligibility, personal loan capacity, and credit card limits remain unaffected — unlike a bank auto loan which counts as a liability.

Q: Can I lease a car in Dubai with no down payment?

On selected cars in our own fleet, yes: 0% down is available on a 12-, 24- or 36-month term, depending on the car. Market cars (Bring Your Own) start from 20% down, and so does a 36-month term on some fleet cars. Ask us which cars in the fleet qualify.

Q: How is the annual renewal fee calculated?

Annual fees equal 5% of the car's estimated value, with a minimum of AED 8,000. This covers comprehensive insurance, RTA vehicle registration, and administrative paperwork. The fee is paid once per year, not monthly.

Q: What cars can I lease for under AED 5,000/month?

In our fleet right now: the Chevrolet Traverse, Mercedes-Benz E-Class, Mercedes-Benz A-Class, Mercedes-Benz CLA and Mercedes-Benz C-Class. Each car's page shows its exact monthly figure and the plan behind it. Use the calculator above to estimate the payment at other prices.

Калькулятор лизинга

Расчёт ежемесячного платежа

Введите цену авто и мгновенно увидите разбивку лизинга.

Car Price

50K10M

Initial Payment

0%90%

Lease Term

Monthly Payment

13,760 AED

35 fixed monthly payments · car only

Vehicle Price350,000 AED

Initial Payment (20%)70,000 AED

Amount the lease is calculated on280,000 AED

Term36 months

Monthly payments35 × 13,760 AED

The down payment is payment #1; the remaining 35 monthly payments follow.

Annual Fees (Insurance + Registration + Admin)

Year 1 fees17,500 AED

Down payment (payment #1)70,000 AED

Total Advance Payable (to drive away)87,500 AED

Contract renewal17,500 AED/yr

Credit limit safe: Leasing does NOT appear on your AECB record. Mortgage and loan eligibility stays intact.

Discuss these numbers on WhatsApp

Estimate only — final terms are confirmed for the specific car. Annual fees = 5% of estimated vehicle value (min. 8,000 AED), billed once a year, never inside the monthly. Total over the full contract: 604,100 AED.

True Cost Breakdown

Cash vs bank loan vs lease

See what you really pay — all hidden costs revealed.

DYD Lease

13,760 AED/mo

lease payment only

Monthly payments (35×)13,760 AED/mo

Annual fees (3 yr)52,500 AED

InsuranceIn annual fee

RegistrationIn annual fee

Depreciation riskNone

Total 3-year cost

604,100 AED

No AECB impact

No hidden costs

Ownership at contract end

Cash Purchase

5,872 AED/mo

true monthly cost (3yr avg)

Vehicle price350,000 AED

Depreciation (33%)-114,724 AED

Insurance40,458 AED

Maintenance52,496 AED

Registration3,727 AED

Total 3-year cost

561,405 AED

Capital frozen in depreciating asset

Full depreciation risk on you

Bank Credit

14,234 AED/mo

all hidden costs included

Loan EMI (2.5% flat)8,361 AED/mo

Interest paid21,000 AED

Insurance (your cost)40,458 AED

Maintenance52,496 AED

Registration3,727 AED

Total 3-year cost

467,677 AED

AECB liability — affects mortgage

Hidden costs not in EMI

Как рассчитываются платежи по лизингу в Дубае?

Платёж лизинга с выкупом в Дубае считается от цены автомобиля за вычетом первоначального взноса на срок 12–36 месяцев. Автомобиль принадлежит нам, вы платите за пользование им; платёж фиксируется в день подписания и не растёт. Взнос — это платёж №1, поэтому остаток делится на равные ежемесячные платежи за оставшиеся месяцы (23 при договоре на 24 месяца), а после последнего из них машина ваша. Нулевой взнос — только у отдельных машин парка и только на 12, 24 или 36 месяцев (в зависимости от машины). Машины с рынка (Bring Your Own) — от 20% взноса; у части машин парка срок 36 месяцев — от 20% взноса.

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